Expert analysis and updates to help you navigate French insurance with confidence.
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France is home to some of the world’s most prestigious real estate, from luxury Parisian apartments and Alpine chalets to Provençal estates and villas on the French Riviera. For expatriates and international buyers, these exceptional properties require more than a standard homeowners insurance policy. Traditional policies often fall short when it comes to covering architectural […]
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Renting out a property on Airbnb or through other short-term rental platforms has become increasingly popular in France. For expatriates and non-residents, it is an excellent way to generate income from a second home while they are living abroad. However, many owners mistakenly believe that a standard homeowners insurance policy automatically covers short-term rentals. In […]
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Whether you’re moving to France, investing in rental property or buying a second home, one question often arises : who is responsible for home insurance—the tenant or the landlord ? The answer depends on the type of property, how it is occupied and French legal requirements. Understanding each party’s responsibilities is essential to avoid disputes […]
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Choosing the right insurance in France is important, but what happens if your current policy no longer suits your needs? For expatriates, non-residents and international property owners, this question is especially relevant when circumstances change : a property becomes rented, a second home remains vacant for longer, or a better offer becomes available. The Loi […]
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Buying a property in France while living abroad is an exciting project. Whether you’re purchasing a holiday home, an investment property or planning your return to France, one question quickly arises : is homeowners insurance compulsory in France ? The answer depends on your situation. In some cases, home insurance is legally required. In others, […]
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Changing your Mortgage Insurance has never been easier. Thanks to the Lemoine Law, borrowers can now cancel and replace their mortgage insurance policy at any time, without waiting for the annual renewal date. This reform offers a valuable opportunity to reduce the overall cost of a mortgage, obtain better coverage or adapt your insurance to […]
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Mortgage Insurance protects your mortgage in the event of death, disability or temporary incapacity to work. However, beyond its protective role, it also raises several tax-related questions. Are Mortgage Insurance premiums tax deductible? Are insurance benefits taxable ? What happens if you purchase property through an SCI or an SARL ? The answer depends largely […]
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