Loan and Mortgage Insurance

Loan and Mortgage Insurance

Cost-effective, lender-compliant alternatives to bank-led insurance for international borrowers.

Better Cover. Better Price. No Compromises.

Securing a French mortgage usually requires loan insurance. However, the “one-size-fits-all” policies offered by high-street banks are often poorly suited—and overpriced—for the international community.

France Protect bridges this gap. As independent brokers, we provide high-quality, cost-effective alternatives to bank-led insurance. We don’t just save you money; we ensure your coverage meets the strict legal standards of French lenders while respecting your unique global profile.

Save Up to 50%

Independent alternatives typically cost significantly less than your bank's group policy.

French Lender Compliant

Every policy meets the strict equivalence standards required by French law (Loi Lemoine).

Switch Anytime

Under Loi Lemoine, you can change your loan insurance at any point—we handle the entire process.

Multilingual Support

Clear communication in English and French, from quote through to claims.

We Specialise in "Hard-to-Place" Risks

Our deep domain expertise allows us to secure coverage where others cannot. We provide tailored solutions for profiles that mainstream insurers often decline.

Non-Residents & Expats

Tailored policies for those living outside France with French mortgage commitments.

High-Value Policies

Competitive cover for substantial loan amounts that mainstream insurers shy away from.

Professional Athletes

Specialist underwriting for high-risk professional sports careers.

Complex Medical Histories

Expert placement for chronic conditions, cancer remission and other medical complexities.

OUR PANEL OF TRUSTED INSURERS

Allianz AXA Hiscox AFI ESCA Generali UTWIN MetLife Kereis Solutions

Ready to Save on Your Loan Insurance?

Get a personalised quote within 24 hours. No obligation, no jargon—just clear, expert advice.