Loan and Mortgage Insurance
Cost-Effective, Lender-Compliant Mortgage Insurance Tailored for Global Borrowers
Better Cover. Better Price. No Compromises
Securing a French mortgage usually requires loan insurance. However, the “one-size-fits-all” policies offered by high-street banks are often poorly suited—and overpriced—for the international community.
France Protect Insurance bridges this gap. As independent brokers, we provide high-quality, cost-effective alternatives to bank-led insurance. We don’t just save you money; we ensure your coverage meets the strict legal standards of French lenders while respecting your unique global profile.
Save Up to 50%
Independent alternatives typically cost significantly less than your bank's group policy.
French Lender Compliant
Every policy meets the strict equivalence standards required by French law (Loi Lemoine).
Switch Anytime
Under Loi Lemoine, you can change your loan insurance at any point—we handle the entire process.
Multilingual Support
Clear communication in English and French, from quote through to claims.
We Specialise in "Hard-to-Place" Risks
Our deep domain expertise allows us to secure coverage where others cannot. We provide tailored solutions for profiles that mainstream insurers often decline
Non-Residents & Expats
Tailored policies for those living outside France with French mortgage commitments.
High-Value Policies
Competitive cover for substantial loan amounts that mainstream insurers shy away from
Professional Athletes
Specialist underwriting for high-risk professional sports careers
Complex Medical Histories
Expert placement for chronic conditions, cancer remission and other medical complexities.
OUR PANEL OF TRUSTED INSURERS
Ready to Save on Your Mortgage Insurance? Switch Simplified
Under French law, you have the right to replace your bank's insurance with a more cost-effective alternative at any time. Get a clear, expert assessment of your savings within 24 hours