Homeowners Insurance

Homeowners Insurance

Bespoke property insurance for expats and non-residents owning in France.

Your French Property, Properly Protected

Whether you are a property owner, a long-term tenant, or a seasonal renter, living in France should be a source of pride, not paperwork stress. At France Protect, we specialise in providing comprehensive building, content, and renters insurance specifically designed for the unique needs of expats and Non-Residents.

We are in a unique position to arrange bespoke coverage for second homes, rental residences, and high-value properties that traditional banks and insurers often struggle to protect. For owners, our expertise ensures your investment is secured even during periods when the property is unoccupied. For tenants, we provide the mandatory civil liability and personal property protection required by French law, ensuring you have peace of mind from anywhere in the world.

Whether you are looking for standard tenant liability or premium insurance cover for high-value items—such as fine art, jewellery, and wine collections—we source the most appropriate products from a panel of world-class insurers.

Buildings & Contents

Comprehensive structural and personal property protection for your French home.

Unoccupied Property Cover

Continued protection even when your property sits empty between visits.

Fine Art & Antiques

Specialist cover for high-value collections including art, sculptures and antiques.

Jewellery & Valuables

Agreed-value policies for precious jewellery, watches and personal valuables.

Wine Collections

Tailored insurance for wine cellars and premium collections stored in France.

Public Liability

Essential third-party liability cover required by French law for all property owners.

Why France Protect?

As an ORIAS-licensed broker with over 20 years of cross-border expertise, we understand the complexities international property owners face in France.

20+
Years of Expertise
500+
Clients Worldwide
8+
Insurer Partners
4.9★
Google Rating

OUR PANEL OF TRUSTED INSURERS

Allianz AXA Hiscox AFI ESCA Generali UTWIN MetLife Kereis Solutions

Ready to Protect Your French Property?

Get a personalised quote within 24 hours. No obligation, no jargon—just clear, expert advice.