Personal and Income Protection
Bridging the gap between French state benefits and the lifestyle you've built.
Protect What You've Worked For
For those living and working in France, navigating the gap between state benefits and actual living costs is essential. Despite France’s generous welfare system, statutory cover often falls short for high earners and the self-employed.
Our protection suite is designed to bridge this gap—ensuring your income, your health, and your family’s future are fully safeguarded.
Salary & Income Replacement
Supplemental daily benefits to maintain your lifestyle during long-term sick leave.
Critical Illness Cover
A lump-sum payment upon diagnosis of a serious illness—such as cancer, heart attack, or Alzheimer's—to fund private care or lifestyle adjustments.
Self-Employed Specialised Cover
Tax-efficient Madelin contracts tailored for Auto-Entrepreneurs and Professions Libérales.
Inheritance Tax (IHT) Solutions
Strategic life cover designed to provide your beneficiaries with the liquidity needed to meet French succession tax obligations.
Who Is This For?
Whether you're employed, self-employed, or planning your estate, our protection solutions are designed for international professionals building a life in France.
High Earners
Supplement statutory benefits that cap well below your actual income.
Self-Employed
Madelin-compliant contracts with full tax deductibility for freelancers.
Families
Comprehensive critical illness and life cover to protect your loved ones.
Estate Planners
Strategic IHT solutions to ease the financial burden of French succession tax.
OUR PANEL OF TRUSTED INSURERS
Secure Your Income and Your Future
Speak to one of our specialists for a personalised protection review—no obligation, no jargon.